The next time you take a drive into a big city, look at the names of the sides of the buildings. Chances are a few of them will be owned by insurance companies such as State Farm, Allstate, Liberty Mutual, Geico, and the list goes on.   Insurance companies make tons of money. No question about it. As a personal injury attorney I get calls from people who have been involved in accidents and often they ask me “Should I trust the insurance company?” “Are they really on my side?” “Should I sign the forms that they are asking me to sign?”

Some attorneys will tell you that all Insurance companies are evil. Actually, I don’t believe that at all. Sure, some insurance companies do not handle claims the proper way at times. A few insurance companies may even have a hateful employee or two. But there are also questionable lawyers, accountants, brick layers, mechanics etc. You get the point.

The bottom line is that insurance companies are in business to make a profit. No different than any other company.   When you understand that basic principle, you will understand that the insurance company must do what is in their best interest. The insurance companies owe it to their shareholders to try and save the company money.